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Broad MarketInvesco

QQQM Dividend Calculator: Project Invesco NASDAQ 100 ETF Income

QQQM holds the same Nasdaq-100 index as QQQ but with a lower expense ratio, positioning it as the buy-and-hold share class. Index exposure is identical; the practical difference is cost and share price.

Like QQQ, it is a growth vehicle: the yield is thin because the index's biggest companies pay small or no dividends. Investors use it to compound capital, not to generate current income.

This calculator projects QQQM income with or without reinvestment, models contributions, and solves backwards from a monthly target.

Run QQQM in the calculatorCompare QQQM vs others

Data as of September 27, 2026 · Sources: Yahoo Finance and fund fact sheets.

Share price
$306.54
Dividend yield (TTM)
0.44%
Expense ratio
0.15%
Distribution frequency
Quarterly
TTM distributions / share
$1.31
Assets under management
$104.4B
How much QQQM do you need for your income goal?

Capital required at the current 0.44% yield, before taxes and before accounting for future dividend growth or reinvestment.

Monthly incomeAnnual incomeCapital requiredApprox. shares
$500/month$6.0K$1.4M4,449
$1,000/month$12.0K$2.7M8,897
$2,000/month$24.0K$5.5M17,794
$3,000/month$36.0K$8.2M26,691
$5,000/month$60.0K$13.6M44,485
$10,000/month$120.0K$27.3M88,970

Estimates only. Yield, share price, and distributions change over time. Use the full calculator to model monthly contributions, dividend growth, taxes, and reinvestment.

How long to reach your QQQM income goal?

Years until projected dividend income first reaches each target, starting from zero with every distribution reinvested. Assumes today's 0.44% yield and dividend growth consistent with the fund's record; taxes and withdrawals are excluded.

Monthly contribution$500/month$1,000/month$2,000/month$5,000/month
$250/month24 yr28 yr31 yr36 yr
$500/month20 yr24 yr28 yr33 yr
$1,000/month17 yr20 yr24 yr29 yr

Projections assume a constant yield, dividend growth consistent with the holding's recent record, no price changes beyond its recent trend, and full reinvestment. Actual results will differ. Dividend income is shown before taxes.

Who QQQM is for
  • Long-term investors who want Nasdaq-100 exposure at a lower fee
  • Growth sleeves that will be held for years without trading
  • Retirement accounts compounding distributions
  • Investors comparing share classes before choosing a ticker
Trade-offs to understand
  • Very low yield — not suitable as an income holding by itself
  • Technology concentration drives deeper drawdowns
  • Quarterly distributions only

About QQQM

Tracks the same Nasdaq-100 Index as QQQ but as an open-end fund (not a UIT), enabling a lower 0.15% expense ratio. Designed for buy-and-hold investors prioritizing cost over intraday liquidity.

QQQM key facts
MetricValue
Fund nameInvesco NASDAQ 100 ETF
IssuerInvesco
CategoryBroad Market
Inception date2020-10-13
Share price$306.54
NAV$306.52
Dividend yield (TTM)0.44%
Expense ratio0.15%
Distribution frequencyQuarterly
Assets under management$104.4B
1-year return23.79%
5-year return (annualized)13.37%
3-year beta1.27

Historical returns are not a forecast. Figures shown are the latest available and may differ slightly from issuer fact sheets.

QQQM dividend history and payout schedule
TTM / share
$1.31
Yield (TTM)
0.44%
Annual growth
13.1%
Pays in
March, June, September, December
Payment datePer share
September 21, 2026$0.31
June 22, 2026$0.35
March 23, 2026$0.33
December 22, 2025$0.32
September 22, 2025$0.30
June 23, 2025$0.32
March 24, 2025$0.32
December 23, 2024$0.31

Annual growth compares the latest twelve months of distributions with the twelve months ending four years earlier and is not a forecast. Past distributions can be reduced or suspended.

Top holdings

The largest positions in QQQM, by portfolio weight.

  • NVDANVIDIA Corp8.50%
  • AAPLApple Inc7.41%
  • MSFTMicrosoft Corp6.00%
  • MUMicron Technology Inc4.75%
  • AMZNAmazon.com Inc4.45%
  • AMDAdvanced Micro Devices Inc3.37%
  • GOOGLAlphabet Inc Class A3.14%
  • TSLATesla Inc2.92%
Sector allocation

Sector exposure reported by the fund provider.

  • Information Tech51.20%
  • Communication16.10%
  • Consumer Disc.13.40%
  • Health Care6.80%
  • Consumer Staples4.20%
  • Industrials4.10%
QQQM frequently asked questions

QQQM yields about 0.44% per year on a trailing basis at $306.54 per share, essentially matching QQQ because both track the same index. The low yield reflects the Nasdaq-100's growth orientation.

At a 0.44% yield, $12,000 per year requires roughly $2.7M, or about 8,897 shares at $306.54. Income-focused investors typically pair QQQM with a higher-yield fund rather than relying on it alone.

QQQM distributes quarterly, recently in March, June, September, December. The trailing twelve-month distribution totals about $1.31 per share, paid from the dividends of the underlying Nasdaq-100 companies.

The index is the same. QQQM charges a lower expense ratio and is aimed at long-term holders; QQQ is the larger, more liquid original trust. For buy-and-hold investors the fee difference is the main decision point — compare them side by side.

Distributions are generally qualified dividends taxed at long-term capital gains rates. Because the fund's return is driven mostly by price appreciation, most of the tax impact is deferred until you sell. Confirm with a tax professional.

The underlying index payout has grown over time from a low base. Comparing the latest twelve months of distributions with the same period four years earlier, QQQM's per-share payout has changed by roughly 13.1% per year.

Investing $500 a month with all distributions reinvested, QQQM's projected dividend income reaches $1,000 a month in about 24 years. By then you would have contributed roughly $144.0K and the projected portfolio value would be about $983.9K. This assumes today's 0.44% yield and the growth assumptions shown in the calculator, with no taxes or withdrawals — projections, not guarantees.
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Disclaimer: This page is for educational purposes only and is not financial, investment, or tax advice. Fund data is sourced from Yahoo Finance and issuer fact sheets and may be delayed or contain errors. Dividend yields and distributions are not guaranteed. Past performance is not indicative of future results. Always consult a qualified advisor before making investment decisions.