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Estimate the dividend and growth yield of your investment with a few clicks.

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Dividend Income Calculator

Calculate your potential dividend income and portfolio growth over time. Adjust parameters like initial investment, contributions, dividend yield, and reinvestment strategy to see how your wealth could compound.

Quick start with a scenario

Investment Details

Contributions

Dividend Settings

3 %
15 %
DRIP

Growth

4 %

Time Horizon

20

Based on your inputs, here's how your investment could grow over time. These projections assume consistent returns and contributions.

After 20 years, your investment will be worth
...

Total portfolio value including contributions, dividends, and capital growth

Total Return

ROI

117.02%

Annualized Return

CAGR

3.95%

Breakdown

See how your final portfolio value is composed of your initial investment, ongoing contributions, dividend income, and stock price appreciation.

Principal

...

Contributions

...

Dividends

...

Growth

...

Taxes

...

Investment composition

Please note: These calculations are estimates based on the parameters you've provided. Actual investment performance will vary based on market conditions, stock selection, and timing. Past performance does not guarantee future results.

Portfolio Balance Over Time
Total portfolio value growth over the investment period.
Cumulative return chart
This chart visualizes how your portfolio value grows over time, broken down by principal, contributions, dividends, and capital appreciation.
Average monthly income
This chart shows the average monthly dividend income you can expect to receive each year.
Yield on Cost
Effective net dividend yield based on your total cost basis over time.
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Breakdown

This detailed table shows how your investment evolves year by year, including contributions, dividends earned, taxes paid, and total returns.

YearBalanceContributionsAnnual DividendsDividends TaxGrowthNew BalanceReturnReturn %
1.....................8.75%
2.....................7.91%
3.....................7.54%
4.....................7.33%
5.....................7.19%
6.....................7.10%
7.....................7.03%
8.....................6.98%
9.....................6.94%
10.....................6.91%
11.....................6.88%
12.....................6.86%
13.....................6.84%
14.....................6.82%
15.....................6.81%
16.....................6.79%
17.....................6.78%
18.....................6.77%
19.....................6.77%
20.....................6.76%

Try adjusting the parameters above to see how different strategies affect your long-term wealth accumulation.

Dividend Calculator

How to use the Dividend Calculator

The Dividend Calculator comes with pre-filled input parameters. Change the parameters to see the calculated results. After changing a parameter, the results are automatically calculated.

What does each input parameter mean

Principal

The amount that will be invested initially, as a lump sum. This amount should represent the total initial investment amount.

Annual Contribution

The amount that will be additionally invested, per year. No matter what the Contribution Every value is, this amount should represent the total annual contribution amount.

Contribution Every

How often you will contribute to the investment. As an example, with an Annual Contribution of 1200 and Monthly Contribution Frequency, it is assumed that 100 worth of stocks will be bought each month.

Annual Dividend Yield

The average annual yield of your dividend portfolio, typically between 2% to 6%.

Dividend Tax Rate

The rate at which your dividends will be taxed. typically between 0% to 30%.

Dividend Frequency

The frequency that dividends are paid out. Typically, dividends are paid out quarterly or annually.

Reinvest Dividends?

Whether you will reinvest your dividends or not. If you choose to reinvest, the dividends will be used to buy more stocks.

Annual Stock Price Appreciation

The average yearly increase in price of your dividend portfolio, expressed as a percentage.

Calculation Years

The duration of the investment in years. The longer the duration, the more the compounding effect will be visible.

Assumptions

  • Contributions are done at the beginning on each period (month, quarter, etc.)
  • Dividends are paid at the end of each period and reinvested at the beginning of the next one
  • Dividend taxes are paid at the end of each period

Have questions about dividend investing? Browse our frequently asked questions to learn more about dividends, reinvestment strategies, and portfolio growth.

Frequently asked questions