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QQQ Dividend Calculator: Project Invesco QQQ Trust Dividend Income

QQQ tracks the Nasdaq-100, a portfolio dominated by large technology and growth companies. Many of its holdings pay small or no dividends, so the fund's yield is low by design — it is a total-return vehicle, not an income fund.

That matters for planning: if income is the goal, QQQ requires substantially more capital per dollar of dividends than dividend-focused funds. If long-term compounding is the goal, reinvested distributions add a modest layer on top of price returns.

Use this calculator to see what QQQ income actually looks like at your investment level, with or without reinvestment, and to solve backwards from a monthly target.

Run QQQ in the calculatorCompare QQQ vs others

Data as of September 27, 2026 · Sources: Yahoo Finance and fund fact sheets.

Share price
$744.50
Dividend yield (TTM)
0.42%
Expense ratio
0.18%
Distribution frequency
Quarterly
TTM distributions / share
$3.08
Assets under management
$489.0B
How much QQQ do you need for your income goal?

Capital required at the current 0.42% yield, before taxes and before accounting for future dividend growth or reinvestment.

Monthly incomeAnnual incomeCapital requiredApprox. shares
$500/month$6.0K$1.4M1,919
$1,000/month$12.0K$2.9M3,838
$2,000/month$24.0K$5.7M7,676
$3,000/month$36.0K$8.6M11,514
$5,000/month$60.0K$14.3M19,189
$10,000/month$120.0K$28.6M38,377

Estimates only. Yield, share price, and distributions change over time. Use the full calculator to model monthly contributions, dividend growth, taxes, and reinvestment.

How long to reach your QQQ income goal?

Years until projected dividend income first reaches each target, starting from zero with every distribution reinvested. Assumes today's 0.42% yield and dividend growth consistent with the fund's record; taxes and withdrawals are excluded.

Monthly contribution$500/month$1,000/month$2,000/month$5,000/month
$250/month21 yr25 yr28 yr32 yr
$500/month18 yr21 yr25 yr29 yr
$1,000/month15 yr18 yr21 yr26 yr

Projections assume a constant yield, dividend growth consistent with the holding's recent record, no price changes beyond its recent trend, and full reinvestment. Actual results will differ. Dividend income is shown before taxes.

Who QQQ is for
  • Investors prioritizing long-term total return over current income
  • A growth sleeve alongside dedicated dividend funds
  • Retirement accounts compounding over decades
  • Investors who want Nasdaq-100 exposure with deep liquidity
Trade-offs to understand
  • Very low starting yield — income targets require large capital
  • Technology-heavy index means larger drawdowns in tech-led selloffs
  • Quarterly distributions only

About QQQ

Tracks the Nasdaq-100 Index — 100 largest non-financial companies on Nasdaq. Tech-heavy benchmark widely used for growth-oriented exposure.

QQQ key facts
MetricValue
Fund nameInvesco QQQ Trust
IssuerInvesco
CategoryBroad Market
Inception date1999-03-10
Share price$744.50
NAV$744.46
Dividend yield (TTM)0.42%
Expense ratio0.18%
Distribution frequencyQuarterly
Assets under management$489.0B
1-year return18.85%
5-year return (annualized)17.95%
3-year beta1.26

Historical returns are not a forecast. Figures shown are the latest available and may differ slightly from issuer fact sheets.

QQQ dividend history and payout schedule
TTM / share
$3.08
Yield (TTM)
0.42%
Annual growth
11.8%
Pays in
March, June, September, December
Payment datePer share
September 21, 2026$0.75
June 22, 2026$0.81
March 23, 2026$0.73
December 22, 2025$0.79
September 22, 2025$0.69
June 23, 2025$0.59
March 24, 2025$0.72
December 23, 2024$0.84

Annual growth compares the latest twelve months of distributions with the twelve months ending four years earlier and is not a forecast. Past distributions can be reduced or suspended.

Top holdings

The largest positions in QQQ, by portfolio weight.

  • NVDANVIDIA Corp8.51%
  • AAPLApple Inc7.41%
  • MSFTMicrosoft Corp6.00%
  • MUMicron Technology Inc4.75%
  • AMZNAmazon.com Inc4.45%
  • AMDAdvanced Micro Devices Inc3.37%
  • GOOGLAlphabet Inc Class A3.15%
  • TSLATesla Inc2.93%
Sector allocation

Sector exposure reported by the fund provider.

  • Information Tech51.20%
  • Communication16.10%
  • Consumer Disc.13.40%
  • Health Care6.80%
  • Consumer Staples4.20%
  • Industrials4.10%
QQQ frequently asked questions

QQQ yields about 0.42% per year on a trailing basis at $744.50 per share. The Nasdaq-100 includes many companies that pay little or nothing, so the yield is far below dividend-focused ETFs.

At a 0.42% yield, $12,000 per year requires roughly $2.9M, or about 3,838 shares at $744.50. That is a large sum precisely because QQQ is built for growth, not income — a dividend ETF would need less capital for the same target.

QQQ distributes quarterly, recently in March, June, September, December. The trailing twelve-month distribution totals about $3.08 per share. Payments vary with the dividends paid by the index's holdings.

Both track the Nasdaq-100. QQQM is a newer share class with a lower expense ratio, designed for long-term buy-and-hold investors, while QQQ is larger and more heavily traded. The index exposure is the same; the cost differs.

QQQ's distributions are generally qualified dividends, taxed at long-term capital gains rates, and most of the fund's return historically has come from price appreciation, which is only taxed when you sell. Confirm your own situation with a tax professional.

The Nasdaq-100's aggregate payout has grown over time as its companies matured, though from a low base. Comparing the latest twelve months of distributions with the same period four years earlier, QQQ's per-share payout has changed by roughly 11.8% per year.

Investing $500 a month with all distributions reinvested, QQQ's projected dividend income reaches $1,000 a month in about 21 years. By then you would have contributed roughly $126.0K and the projected portfolio value would be about $872.5K. This assumes today's 0.42% yield and the growth assumptions shown in the calculator, with no taxes or withdrawals — projections, not guarantees.
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Disclaimer: This page is for educational purposes only and is not financial, investment, or tax advice. Fund data is sourced from Yahoo Finance and issuer fact sheets and may be delayed or contain errors. Dividend yields and distributions are not guaranteed. Past performance is not indicative of future results. Always consult a qualified advisor before making investment decisions.